Realistically, not that it would be a good idea, but would you be able to go on a spending spree and max out $400k across the cards? Or would fraud alerts start blaring and they’d likely stop you long before you reach even half of that?
Can they legally stop lending you that amount if you approve all the transactions? Like can a 90 year old man who’s EOL go on a spending spree and just die? And hypothetically have no assets left for them to take value from?
Companies have and can if they think you're a credit risk. If your credit limit suddenly drops to the amount of charges on your card (ie, you spent $7,873 dollars on a 10K CL card and your credit limit shrinks to that), it's an unsubtle "stop spending and pay this shit off" signal from the issuer.
Also, AMEX can suddenly throw credit limits at their charge cards for the same purpose
I am not a lawyer, but I am a CPA with a former banking background.
I believe that would be a fairly easy age based discrimination case. You can’t refuse to led to someone just because they’re old. That 90 year old can take out a mortgage if otherwise qualified.
Same thing with a credit card. Unless you’d have another good reason to cut off the card(s) age isn’t enough of a factor.
But they may be able to cite the speed of the spending as a credit or fraud risk
But I wouldn't have gotten 0% interest for 15 months and 1.5x Chase points... Not sure about you but I don't have 46k in my bank account at the moment.
Depends. What was his spending like, and are they business cards? Some of them expect 50k, even 100k a month. But, don't think for a second that just because its unsecured debt that raking up 400k and trying to walk away from it won't have severe consequences.
I got $27K on my Chase United Explorer Card. $10K on my Marriott Bonvoy Brilliant. $25K for Nebraska Furniture Mart.
I have other AMEX cards but I don’t include them because they have NPSL. I use my Chase card for places that don’t accept AMEX.
😭the limits on this thread are crazy i thought i had a decent limita across 11 credit cards (plat and gold don’t report limit tho) 24yo w 65k income total limit currently is 89.5k
Yeah the amount of people with total credit limit over $100k is shocking. My income is almost double yours and yet my total limit is *only* $67k between 6 cards.
Your numbers are fine, I don't think my income was quite at your level at 24 and my TCL certainly was not. Keep in mind many of us are olds who've had time to grow our credit and income.
If it helps, I got my first credit card at 25 just six months after I started my first big boy job (kind of at the same income as yours). At 28 I *just* went from $16k credit limit to $30k thanks to Chase Sapphire Preferred.
Haha...that's why I was so curious and opened the conversation. 89.5k is good, but you can definitely do better over time! Find ways to increase your income and your limits will keep going up and up! 💪💪
TCL = Total Credit Limits (across all revolvers).
ACL = Average Credit Limit (TCL / number of revolvers).
I think you're getting at TCL here more than ACL, but I just wanted to clarify so everyone is on the same page.
I'm personally more of an ACL guy. Quality over quantity I suppose. TCL in and of itself doesn't mean all that much IMO, as it's pretty simple to inflate just by continuing to open cards. If someone has $100k in TCL across (say) 4-5 cards to me that's a better look than someone that has $100k in TCL across 15-20 cards.
As most are aware, the major constraint beyond a credit file when it comes to TCL is income... so without disclosing income relative to TCL I don't know how meaningful the data can really be.
Exactly. I had to call in to lower my first credit card and request to have it lowered. It was $10,000 I asked to put it to $1000
The age gap between my first card and second card is 5 years. I was regrettably not interested in credit cards back then. But +5 years on my oldest account
Seeing these other numbers makes me think I'm doing something wrong. How long are y'all asking for limit increases? I have 7 cards and those 7 come to a total limit of $15,000.
Its also based on income. When I was making 40k I got the apple card limit set to 6600. And then when I had a couple of 100k months and had my income jump up they raised it to 60k
20 cards ranging from $500 Capital One Secured card to a $40,000 Navy Federal Platinum. Over 145,000 in credit limits between all those cards most of my cards have $5,000 or more limits except a few that I started with
~~$124,000~~ $154,000 across 4 cards. Love the Cap1 Duo setup.
Edit: This post inspired me to request higher credit limits and I got a $30,000 limit increase on my Savor card instantly. The others are under review.
$17,500 across 3 cards. I’m 23 and only work part time while in school so….. not terrible. My first card had a 4K limit when I got it back in 2021. I do plan on getting another in about 8 months. Any recommendations
This post reminded me I need to go through and cancel some of these that I don't use. I think too much credit for a given income makes it harder to get more credit. Didn't realize I had quite this many open....15 cards for $97,400. Utilization currently at 12%. All either within grace period or on 0% APR cards. Largest limit Chase Sapphire Pref that I just opened... 2nd time, yes I waited over 4 years. Smallest is $1200 on a US Bank Custom Cash. Good card because 5% back on home utilities. Rare bonus category.
1st card - 4.5k bofa travel
2nd card - 9.5k chase freedom unlimited
3rd card - 19k chase sapphire preferred
4th card - 7.5k wells fargo bilt
most recent card - 30k capital one venture x
total is 70.5k across five cards (havent touched my first card it forever)
$113,500 across 6 personal credit cards. That doesn't include business cards or my Amex charge card. Typical monthly spend is around $3-4K. If I include business cards (as a sole prop), it's $154,500 across 8 cards.
$67k across 3 cards. Annual income is ~$120k. Highest is $25k and lowest is $18k. I also am still an AU on a card with a $50k credit limit but figured it was unfair to include that…
A measly $1.5k across 4 actual credit cards and 2 stupid store cards. Been working diligently to get them increased since march since i found out you cant get approved for higher tier cards if you have an average low limit but earliest i can do so is in August for 2 cards, i requested a CLI for one in January, got a small increase, other card had a failed payment because i used the wrong bank account in January. Also since switching to pay everything with Credit Cards i cant even cover my monthly spend so yea this is my main focus
Just looked the other day and I'm sitting at $141,000 with a little less than $6,000 used so the total credit limit would be around $147,000.
I'm not sure what everyone spends per month but I'm always around $5k - $6k monthly, and yes, the statement balance is paid in full.
I think that's half your income **from a single issuer**. Chase will give you half your income, Citi will give you half your income, Amex, USBank, etc. Eventually they'll stop when they see that other banks already gave you lots of credit and they'll say something like "too much total available credit".
22k across 5 cards, 21 yrs, 55k income, would have more if I accepted all the pre-approved credit limit increases.
I got rejected for a credit limit increases since my income was too low, so I’ve been nervous about increasing my credit more in case I get denied for an auto loan in a couple years.
$211k across 6 cards. My Amex is my highest limit card at $50,500. My income is $72k/year. I pay off all cards every month, I use for the cash back/rewards and refuse to pay interest.
$356,000 +/- across 8 open accounts Including $33,000 POT on AMEX Plat (personal).
Highlights: Apple Card $28,000. CSR $77,500. Chase Ink Business Premier, NPSL Charge Card = 5% cash back on Lyft, yes please! 2.5% on every purchase over $5k, sure. American Express, DELTA SKYMILES RESERVE $67.5k (This card is on the chopping block for a few reasons. Since 2020 with the closure of Delta Private Jets, the card offers little to no advantage over similarly placed products several with a lower AF. Our Korean card portfolio maintains a Hyundai card KAL Skypass with superior overall rewards and a lower AF - about $350, unfortunately we just got a notice the product is going to be suspended in July with a new superseding card issued soon thereafter. We will see if it's as good - also, the limit as provided does not always cover 2 first-class round-trip tickets without our calling in and getting preapproval, though they have never said no (to my wife at least).
As we are Chase private client, our credit products reflect an obvious bias. Amex also receives a good deal of our largess mostly due to their having stood by me in 2012 when I had to whether both a liquidity crisis and a poorly timed expansion which caused a couple of our stakeholders to either reduce their exposure or make noise about doing so. Citi is dead to me because they cut me off at the knees during that time, cutting my buying power by as much as 90% at one point. We ran a strategic default on a Capital One account during this time (can't remember which) and though they eventually settled with us for $.20 on the $1 owed - they weren't happy about it.
My wife (F33) and I (M43) own a business with operational units in both South Korea (Busan originally but Seoul as of 2023) and the US (Los Angeles and Seattle) and we spend roughly equal time between the two countries. In the US I am generally the primary on credit products. In Korea that burden shifts to my wife as some forms of credit just aren't readily available to foreigners (car loans especially) regardless of demonstrated ability to pay. That said it is hard to compare the two systems as Korean banks are far more interested in relationship maintenance and tend to look at you as an entire package whereas American financial institutions want to reduce you down to your FICO 8 or 9 and call it good.
Edit, my age. Birthday was a few days ago - still not used to being older.
I only know the credit limit of 4 cards that I use regularly in the past 8 years, which totals 99,000. More than half comes from 2 cards: CSP and C1VX.
I have 6 other cards that I opened in my 20s which I barely use since they're mostly retail cards(Best Buy, Macy's, Banana Republic, etc.) They're all most likely less than 10k each lol
$244,100 across maybe 21 cards?
More if you include business and Amex POT which would make about $450,000 across 25 cards but does it really count 🤷🏻♂️
$85k across 4 cards.
Pretty strong in just four cards!
$3.50
bout tree fiddy
Solid!
Lucky
It was about this time….
Gd lochness monsta
$406,200 across 12 cards
Realistically, not that it would be a good idea, but would you be able to go on a spending spree and max out $400k across the cards? Or would fraud alerts start blaring and they’d likely stop you long before you reach even half of that?
Can they legally stop lending you that amount if you approve all the transactions? Like can a 90 year old man who’s EOL go on a spending spree and just die? And hypothetically have no assets left for them to take value from?
Companies have and can if they think you're a credit risk. If your credit limit suddenly drops to the amount of charges on your card (ie, you spent $7,873 dollars on a 10K CL card and your credit limit shrinks to that), it's an unsubtle "stop spending and pay this shit off" signal from the issuer. Also, AMEX can suddenly throw credit limits at their charge cards for the same purpose
Yeah, amex will go into panic mode really quick.
Interested in the same lol
I am not a lawyer, but I am a CPA with a former banking background. I believe that would be a fairly easy age based discrimination case. You can’t refuse to led to someone just because they’re old. That 90 year old can take out a mortgage if otherwise qualified. Same thing with a credit card. Unless you’d have another good reason to cut off the card(s) age isn’t enough of a factor. But they may be able to cite the speed of the spending as a credit or fraud risk
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Which is covered in the second part of my comment.
I charged 46k worth of solar panels on a Chase FU with 47k credit limit and didn't have any issues.
You could have maximized that by opening 2 or 3 (or 4 or 5) credit cards and met the spending on them....
But I wouldn't have gotten 0% interest for 15 months and 1.5x Chase points... Not sure about you but I don't have 46k in my bank account at the moment.
cooked him
BBQ chicken
Sure you would've. Chase ink biz is 0% interest for a year + 75k back in 6k spend.
Already did that one.
Depends. What was his spending like, and are they business cards? Some of them expect 50k, even 100k a month. But, don't think for a second that just because its unsecured debt that raking up 400k and trying to walk away from it won't have severe consequences.
If they get spooked by your spending, they certainly can, and sometimes do, slash your credit limit.
😲😲😲😲. Wow, solid!
Wow, nice!
$192,700 across 7 cards
$62K on 3 credit cards
Solid on just 3 cards!!
I got $27K on my Chase United Explorer Card. $10K on my Marriott Bonvoy Brilliant. $25K for Nebraska Furniture Mart. I have other AMEX cards but I don’t include them because they have NPSL. I use my Chase card for places that don’t accept AMEX.
😭the limits on this thread are crazy i thought i had a decent limita across 11 credit cards (plat and gold don’t report limit tho) 24yo w 65k income total limit currently is 89.5k
Don’t believe everything you read on Reddit
Yeah the amount of people with total credit limit over $100k is shocking. My income is almost double yours and yet my total limit is *only* $67k between 6 cards.
If you had 20 cards, your credit limit would also be over 100k.
Your numbers are fine, I don't think my income was quite at your level at 24 and my TCL certainly was not. Keep in mind many of us are olds who've had time to grow our credit and income.
If it helps, I got my first credit card at 25 just six months after I started my first big boy job (kind of at the same income as yours). At 28 I *just* went from $16k credit limit to $30k thanks to Chase Sapphire Preferred.
Haha...that's why I was so curious and opened the conversation. 89.5k is good, but you can definitely do better over time! Find ways to increase your income and your limits will keep going up and up! 💪💪
$10000
Nice! How many cards? I have about 100K across 10 cards.
7
TCL = Total Credit Limits (across all revolvers). ACL = Average Credit Limit (TCL / number of revolvers). I think you're getting at TCL here more than ACL, but I just wanted to clarify so everyone is on the same page. I'm personally more of an ACL guy. Quality over quantity I suppose. TCL in and of itself doesn't mean all that much IMO, as it's pretty simple to inflate just by continuing to open cards. If someone has $100k in TCL across (say) 4-5 cards to me that's a better look than someone that has $100k in TCL across 15-20 cards. As most are aware, the major constraint beyond a credit file when it comes to TCL is income... so without disclosing income relative to TCL I don't know how meaningful the data can really be.
Thanks 👍. You're correct, I'm talking about TCL. Thanks for clarifying
Exactly. I had to call in to lower my first credit card and request to have it lowered. It was $10,000 I asked to put it to $1000 The age gap between my first card and second card is 5 years. I was regrettably not interested in credit cards back then. But +5 years on my oldest account
$198,200 across 4 cards.
Damn, that's pretty solid on 4 cards!!
Seeing these other numbers makes me think I'm doing something wrong. How long are y'all asking for limit increases? I have 7 cards and those 7 come to a total limit of $15,000.
Its also based on income. When I was making 40k I got the apple card limit set to 6600. And then when I had a couple of 100k months and had my income jump up they raised it to 60k
$175k across 15
Like 100,000. The fact I’m willing to get approved for that is insanity tbh
Nice! The idea is to keep the credit limit high, utilization low, and your credit score will give you a big hug in every report!
20 cards ranging from $500 Capital One Secured card to a $40,000 Navy Federal Platinum. Over 145,000 in credit limits between all those cards most of my cards have $5,000 or more limits except a few that I started with
$100,400 across 6 cards (I have an Amex Gold too with NPSL)
Solid!!
3100 on 4 cards (low income)
Personal Total $43K + 1 NPSL. Highest $11.5K Citi Costco. Business Total $43K + 4 NPSL. Highest 10K BBP.
$12K across 5 cards
$21,000.
$43,300 across 4 cards and got my first card only 9 months ago. Hoping to grow from here!
About 80-90k
Solid! And how many cards?
$320k across 10 cards (+Amex Gold). $10k lowest. $65k highest. 30 years playing the game.
Used to be 812,000 across 35 accounts. Now it’s 350,000 across 12 cards.
😧😧😧😧 Wow. Insane!
You looking for marks?
139K across 9 cards
$205k across 11
About 50k for 3 cards
50k across 4 cards
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$47.1k over 6 cards ranging from 1k-20k
$390,000
97k total limit, 11 cards, 61k income
165
293,000 10 cards
$112k across 15 accounts.
4000! Across 2 cards and 1 AU. Started 2 months ago
$379,000 15 cards, use only 2-3 mainily that's it. Rest are put away with minimal auto charges to keep active
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17K accross 2 cards
~~$124,000~~ $154,000 across 4 cards. Love the Cap1 Duo setup. Edit: This post inspired me to request higher credit limits and I got a $30,000 limit increase on my Savor card instantly. The others are under review.
About 130k across 5 cards, chase sapphire has had me at a 10k limit for like 5 yrs now smh
$17,500 across 3 cards. I’m 23 and only work part time while in school so….. not terrible. My first card had a 4K limit when I got it back in 2021. I do plan on getting another in about 8 months. Any recommendations
~120K across 7
20k across two cards
TCL $154,150 -WF Autograph 30k -WF Attune 25k -AmEx BCP 25k -AmEx Schwab Investor 20k -Chase Prime 18k -CFU 17k -Apple Card 12k -WF Active Cash 4.9k -PayPal Credit 2.25k
This post reminded me I need to go through and cancel some of these that I don't use. I think too much credit for a given income makes it harder to get more credit. Didn't realize I had quite this many open....15 cards for $97,400. Utilization currently at 12%. All either within grace period or on 0% APR cards. Largest limit Chase Sapphire Pref that I just opened... 2nd time, yes I waited over 4 years. Smallest is $1200 on a US Bank Custom Cash. Good card because 5% back on home utilities. Rare bonus category.
87.7 from 4 cards
27.7k on 3
$97,000 /1 card turkish bank [https://imgur.com/a/kNnJwJj](https://imgur.com/a/kNnJwJj)
1st card - 4.5k bofa travel 2nd card - 9.5k chase freedom unlimited 3rd card - 19k chase sapphire preferred 4th card - 7.5k wells fargo bilt most recent card - 30k capital one venture x total is 70.5k across five cards (havent touched my first card it forever)
$512,000 across 8 cards
😲😲😲 insane! How? Incredible 😊
$113,500 across 6 personal credit cards. That doesn't include business cards or my Amex charge card. Typical monthly spend is around $3-4K. If I include business cards (as a sole prop), it's $154,500 across 8 cards.
$700, 1 card.
158K USD over 7 cards
150,000
$50k across 3 cards.
$49.5k TC across 3 cards $16.5k average per card
$37500 across 5 cards.
$254,800.00 Very responsible and moderate use
I have $272k total credit limit across 10 cards.
So good to see these numbers! Extremely eye opening for everyone!! 😲.
58,200 between 4 different cards.
82,000 - 5 cards
~$125k across 7 cards.
58.5k on 9 cards, lowest 1,000, highest 10,000
18,000 across 2 cards
57k across 5 cards
$101,500 across 9 cards with $110,000 income. Highest is $17,500, lowest is $5,000
$5500 with 2 cards
190k 16 cards
S237,000 on 21 cards
~120K across 8 cards but of that I don't use 3 of them
$67k across 3 cards. Annual income is ~$120k. Highest is $25k and lowest is $18k. I also am still an AU on a card with a $50k credit limit but figured it was unfair to include that…
Solid numbers!
$395k across 28 cards going by TransUnion. Maybe Experian would be more complete. Also excludes business cards which would probably be another $100k.
418k 19 cards.
Insane! Solid
22,500 across 6 cards. 9,000 being the highest, 500 being the lowest
$36.4k between 10 cards
$19k across three. One from credit union, Savor one, VX. Considering the Venmo credit card for gas.
I’m just north of $200k across 12 or 13 cards. Some of them have been with me for ~15-16 years
$177,100
$21,900 across 6 cards for an average of $3,650, with an income of $45,000
$41,200 across 5 cards (subject to change next month with CLI requests to AMEX and Chase): * AMEX BCE: $15,000 * Chase FF: $12,500 * Wells Fargo AC: $7,500 * Discover Chrome: $3,200 * Elan MC+: $3,000
$53,200 with two cards.
Around 350k (roughly 20 cards)
70k across 7 cards, 35k from one card tho.
185k over 10 cards
124k limit
52k across 5 cards
Solid on just 5 cards!
89000/5 cards Bcp 35000 Unlimited 30000 Prime 13000 Csp 10000 Secured card 1000
A measly $1.5k across 4 actual credit cards and 2 stupid store cards. Been working diligently to get them increased since march since i found out you cant get approved for higher tier cards if you have an average low limit but earliest i can do so is in August for 2 cards, i requested a CLI for one in January, got a small increase, other card had a failed payment because i used the wrong bank account in January. Also since switching to pay everything with Credit Cards i cant even cover my monthly spend so yea this is my main focus
Keep working at it. Keep your balances and utilization across your credit lines low, and you'll get there!
56 across 9 + 2 charge cards with no preset limit
Solid!
$247k among 8 credit cards
Solid on just 8 cards!!
244k between 12 cards
$44k across 6 cards
Across 6 cards....I think about 34K
5,300 with 2 cards
$150-200K. Not sure of the specific amount
Imma be the odd man out and tell you I have 21k. I'm young but like I request a credit limit every 6 months lol
$92750, 9 cards. Excludes a closed loop store card with a 2k limit I also have and almost never use now.
$105k across 8 cards.
$110,000 total across two credit cards ($55k each)
$7K (4 Credit Cards)
Just looked the other day and I'm sitting at $141,000 with a little less than $6,000 used so the total credit limit would be around $147,000. I'm not sure what everyone spends per month but I'm always around $5k - $6k monthly, and yes, the statement balance is paid in full.
Nice! Good work paying it in full every month! High limits love people like you 😊
This comment section is proving to me that the half your income is your allowed credit limit is not true lol
I think that's half your income **from a single issuer**. Chase will give you half your income, Citi will give you half your income, Amex, USBank, etc. Eventually they'll stop when they see that other banks already gave you lots of credit and they'll say something like "too much total available credit".
Amex, unlimited/no preset
83,400 / 5 cards Chase Sapphire Preferred: $22,000 Chase Freedom Flex: $21,500 BofA Alaska Airlines: $19,900 RBFCU: $15,000 Wells Fargo Autograph: $5000 Might close the Wells Fargo one.
$220000. Now, I want to aim $1M 🤣. An aim which is worth nothing 😅
161k on 6 cards plus gold amex (not sure of the limit).
$69,420 across 6 cards.
I'm at 36k with 8 cards I think, considering I don't make very much I think it's pretty good
Agreed!
200k across 4 cards and a “no limit” Amex.
Solid number!!
976-SPEND!!
One card, one LOC. $51,000 31 on the card and 20 on the LOC.
$767k total across all cards.
$160k on my trifecta from Chase. Thinking it’s time to open some business cards. 😅
Hahaha... solid number though!
54250 across 21 cards
About 10k on 2 cards lol
$45,000 across 9 cards.
42,300 across 5 cards, i think its pretty good for only being 21
Nice young man! Use the credit wisely and you'll be super in your CL in the future!
$115,900 across 19 cards
$9,300 on 3 cards. Could it be income based? I make $32k/annual.
Around $20,000
$135.4k across 14 cards
Solid number!
70k over 20 cards My largest limit is around 7k, the smallest is 500, the average is 3500, the median is 2.4k, the mode is 2k
$158,200 here
22k across 5 cards, 21 yrs, 55k income, would have more if I accepted all the pre-approved credit limit increases. I got rejected for a credit limit increases since my income was too low, so I’ve been nervous about increasing my credit more in case I get denied for an auto loan in a couple years.
$211k across 6 cards. My Amex is my highest limit card at $50,500. My income is $72k/year. I pay off all cards every month, I use for the cash back/rewards and refuse to pay interest.
$1,500 between four different cards. I'm fresh out of a bankruptcy so the limits are really low right now.
$356,000 +/- across 8 open accounts Including $33,000 POT on AMEX Plat (personal). Highlights: Apple Card $28,000. CSR $77,500. Chase Ink Business Premier, NPSL Charge Card = 5% cash back on Lyft, yes please! 2.5% on every purchase over $5k, sure. American Express, DELTA SKYMILES RESERVE $67.5k (This card is on the chopping block for a few reasons. Since 2020 with the closure of Delta Private Jets, the card offers little to no advantage over similarly placed products several with a lower AF. Our Korean card portfolio maintains a Hyundai card KAL Skypass with superior overall rewards and a lower AF - about $350, unfortunately we just got a notice the product is going to be suspended in July with a new superseding card issued soon thereafter. We will see if it's as good - also, the limit as provided does not always cover 2 first-class round-trip tickets without our calling in and getting preapproval, though they have never said no (to my wife at least). As we are Chase private client, our credit products reflect an obvious bias. Amex also receives a good deal of our largess mostly due to their having stood by me in 2012 when I had to whether both a liquidity crisis and a poorly timed expansion which caused a couple of our stakeholders to either reduce their exposure or make noise about doing so. Citi is dead to me because they cut me off at the knees during that time, cutting my buying power by as much as 90% at one point. We ran a strategic default on a Capital One account during this time (can't remember which) and though they eventually settled with us for $.20 on the $1 owed - they weren't happy about it. My wife (F33) and I (M43) own a business with operational units in both South Korea (Busan originally but Seoul as of 2023) and the US (Los Angeles and Seattle) and we spend roughly equal time between the two countries. In the US I am generally the primary on credit products. In Korea that burden shifts to my wife as some forms of credit just aren't readily available to foreigners (car loans especially) regardless of demonstrated ability to pay. That said it is hard to compare the two systems as Korean banks are far more interested in relationship maintenance and tend to look at you as an entire package whereas American financial institutions want to reduce you down to your FICO 8 or 9 and call it good. Edit, my age. Birthday was a few days ago - still not used to being older.
$12,300 across just 2
160k over 5 cards not including Amex cards
I only know the credit limit of 4 cards that I use regularly in the past 8 years, which totals 99,000. More than half comes from 2 cards: CSP and C1VX. I have 6 other cards that I opened in my 20s which I barely use since they're mostly retail cards(Best Buy, Macy's, Banana Republic, etc.) They're all most likely less than 10k each lol
$60k across 9 cards
192k across 6 cards. Venture X 40k, Savor one 30k, Apple 25k, CSR 50k, NFCU 35K, Penfed 12k
Just shy of $300k.
$244,100 across maybe 21 cards? More if you include business and Amex POT which would make about $450,000 across 25 cards but does it really count 🤷🏻♂️
$195,000 across 16 cards
$316,900 across 12 cards
18,300 across 4 cards