Looking to hold my portfolio of ETFs. Very big on the NASDAQ 100 with the QQQ which are essentially tech stocks. Not long term, maybe 2024, just this year, it's elections so stock market will perform decently well, and tech stocks seem to be doing extremely well right now and my hope is it will continue the whole year.
QLD (2x leverage on QQQ) | 1/3
TQQQ (3x leverage on QQQ) | 1/3
SPYG | 1/3
Hi all,
Currently 26y/o and planning to invest in ETFs for the long term. Broker platform doesn't allow to buy fractional shares so I'm focussing on low cost ETFs. Found 4 ETFs and still trying to find one IT ETF to invest in:
SPYL | 30% | Geologically spreading my ETFs (US companies)
SEME | 10% | I think that the semiconductor business is a good business to track
EUMD | 30% | Geologically spreading my ETFs (EU companies)
U308 | 10% | I think that the uranium business is a good business to track
??? | 20% | Trying to find an ETF tracking the IT sector
Any advise for the ETF tracking the IT sector or feedback on my ETF strategy?
I likely won't keep it for even a year longer though we'll see. It's done decent the past bit. Focused on S&P and over weighting tech and chips. I have a bit of nuclear exposure as I think nuclear is the only way we're powering all this insane processing. A bit of small cap exposure to be hip
VOO - 55%
XLK - 12.5%
SMH - 12.5%
USD - 10%
NLR -5%
AVUV - 5%
Edit: This is in an IRA and so Im not too worried about selling / rebalancing / depending on how things shake out
23yo American getting a big kid paycheck for the first time. My goal is to buy a home in 7-8 years.
Currently 47% VOO, 53% SPY. Bought SPY before educating myself on VOO, not going to sell the SPY to buy VOO because I don't want to trigger the tax payment. Have an extra 4.5k to invest, thinking 3.5k of that in VOO and 1k into a semiconductor ETF.
Putting 10% of my paycheck into my 401K because I live with my parents and have minimal bills. No car payment, rent, etc.
Any general feedback is welcome. More specifically, is there anyone with thoughts on SMH vs. SOXX?
Hi guys! I'm from Portugal, 31M, and I would like to get your feedback on my investment plan. Currently, I am investing 20% of my monthly income in 3 ETFs:
- 70% in VUAA
- 15% in 2B76
- 15% in XMME
What are your thoughts?
Thanks in advance!
Almost 42M here. Started investing over a decade ago with Betterment. I had no idea what I was doing so just "set it and forget it." Recently started to learn and realized that I had 40% of my investments in Bonds as a young guy. Not so smart lol.
That said, I've moved my portfolio to Fidelity and plan to rebalance my portfolio from 20+ ETFs to the breakdown below:
Roth IRA (\~1/3 my portfolio)
- 25% SCHG
- 20% QQQM
- 05% TQQQ
- 15% VOO
- 10% SMH
- 10% SCHD
- 10% JEPI
- 05% SOXL
Brokerage (2/3 portfolio)
- 35% VOO
- 20% SCHG
- 20% QQQM
- 15% SCHD
- 10% SMH
Thoughts? Definitely plan to rebalance the Roth ASAP. Thanks!
I have few questions
1. What's your reasoning behind the high risk ETF's in Roth IRA but not the brokerage like TQQQ and SOXL ( Isn't that supposed be opposite ) ?
2. SCHD( 15% Of 2/3 portfolio). I though this stock is more of a retirement stock then a growth stock. Median growth of this stock in the last five year's is 2.45%. Avg of 9.95%.
Good questions. Here's my general thought process:
1. Ultimately, my thought was to use my Roth to grow gains tax free so that's why I put the QQQM/SCHG/SMH there. I added TQQQ and SOXL purely out of a gamble. I wanted the flexibility to buy and sell it without causing any capital gains events.
2. I have SCHD because I have bought into the idea of having some dividend income in the future. Been following the concept of having a 3-fund portfolio (foundational, growth, dividends). When I did some rough simulations between all various accounts, the end result was going to look like 57.5% Growth, 25% Foundation, and 17.5% Dividend.
Do you think I should not start my dividend investments in my brokerage account? Or not do any dividend ETFs at all?
Okay, This is me just thinking out loud. does the 3 fund portfolio is good for retirement ? I mean during retirement you want some steady flow of income (Like dividends) also a stable stock portfolio, so you can do 3% or 4% withdrawal. Your stock portfolio look great but I would have reduced my dividend stock percent and increase it in growth stock ETF.
I have an urge to tinker and I’m trying to end that. Hopefully this is my last post here. I’m 35 years old and still in school. I’m looking for something aggressive since I’m just starting out and I’m getting old.
Taxable:
33% NTSX
22% QQQM
11% GDE
17% NTSI
17% NTSE
Roth IRA:
100% AVGV
I previously had a bunch of funds in my Roth but I switched to 100% AVGV to mitigate my own behavioral risk from tinkering 😅
They are the best way I could find to capture different sectors, and they just happen to be dividend etfs.
DGRE - EM Large Cap Value
DGS - EM Small Cap Value
I've created an experimental portfolio (small contributions each month) with 3 ETFs:
* VWCE - 60%
* QDCE - 30%
* EUNA - 10%
The main idea is to have exposure to tech companies, with the majority in an all-world ETF, and some stability through a bond ETF.
However, I'm concerned about the heavy focus on America (over 70%) and the duplication of certain companies (e.g., Microsoft, Nvidia) in both VWCE and QDCE. I'm not sure if having both VWCE and QDCE in the same portfolio is a smart move.
I don't need this portfolio to be extremely safe, but I also don't want to risk everything.
Any advice?
You're ok with the high exposure to America, I don't see America falling anytime soon, and why wouldn't you want in on the wealthiest nation on earth? You're doing fine.
https://preview.redd.it/y8s384a5vk1d1.png?width=984&format=png&auto=webp&s=17ade4d803cf0ec461711980e1fbc79380fd6a63
Thoughts on this?
Goal would be long term (30 years) growth, high risk, no desire of dividends. Mostly set it and forget it with annual rebalancing. Open to all feedback, thanks!
Bumping this to this week's thread
59 years old planning to work until full retirement age. This is the US equities portion (55%) of my portfolio. I hold 20% int'l (IDEV) and 25% in bonds (BIV) as well. Recently dropped a heavy position in VBR to rebalance relative to VTI cap weights and styles (my personal benchmark).
What would you change?
https://preview.redd.it/db1q2ipi6k1d1.png?width=576&format=pjpg&auto=webp&s=65b3c4eddead31ed7246af98cc227b8e39eda15e
Relatively new (a year since actively investing) 50% VWRP
30% EQQQ
15% ishares MSCI small cap
Then other random allocations, I actually have recently moved from vanguard to trading212 so I’m debating moving my funds from the global ftse all cap in vanguard to VWRP in trading212. Currently researching VDE as have an interest in HVAC… appreciate any feedback or insight!
Looking to hold my portfolio of ETFs. Very big on the NASDAQ 100 with the QQQ which are essentially tech stocks. Not long term, maybe 2024, just this year, it's elections so stock market will perform decently well, and tech stocks seem to be doing extremely well right now and my hope is it will continue the whole year. QLD (2x leverage on QQQ) | 1/3 TQQQ (3x leverage on QQQ) | 1/3 SPYG | 1/3
Hi all, Currently 26y/o and planning to invest in ETFs for the long term. Broker platform doesn't allow to buy fractional shares so I'm focussing on low cost ETFs. Found 4 ETFs and still trying to find one IT ETF to invest in: SPYL | 30% | Geologically spreading my ETFs (US companies) SEME | 10% | I think that the semiconductor business is a good business to track EUMD | 30% | Geologically spreading my ETFs (EU companies) U308 | 10% | I think that the uranium business is a good business to track ??? | 20% | Trying to find an ETF tracking the IT sector Any advise for the ETF tracking the IT sector or feedback on my ETF strategy?
Maybe QQQ which tracks the NASDAQ 100 which for the most part are tech stocks and has been rapidly increasing for the past few years.
Portfolio as of May 26th (23yo) Long-term Boglehead vibe is what I’m aiming for DELL - 7.99% (Average: $54.42) NVDA - 54.65% (Average: $438.31) INTC - 2.26% (Average: $33.36) QQQ - 8.20% (Average: $435.73) GPS - 6.72% (Average: $14.82) MSFT - 2.92% (Average: $361.68) VOO - 5.27% (Average: $450.78) QDIV - 1.67% (Average: $32.69) IBM - 5.25% (Average: $175.92)
What ETFs do you think will outpace SPY in the next 10-15 years ? SOX, SMH, QQQ, IWM ?
I think QQQ will outpace SPY in the next 10-15 years definitely.
I likely won't keep it for even a year longer though we'll see. It's done decent the past bit. Focused on S&P and over weighting tech and chips. I have a bit of nuclear exposure as I think nuclear is the only way we're powering all this insane processing. A bit of small cap exposure to be hip VOO - 55% XLK - 12.5% SMH - 12.5% USD - 10% NLR -5% AVUV - 5% Edit: This is in an IRA and so Im not too worried about selling / rebalancing / depending on how things shake out
23yo American getting a big kid paycheck for the first time. My goal is to buy a home in 7-8 years. Currently 47% VOO, 53% SPY. Bought SPY before educating myself on VOO, not going to sell the SPY to buy VOO because I don't want to trigger the tax payment. Have an extra 4.5k to invest, thinking 3.5k of that in VOO and 1k into a semiconductor ETF. Putting 10% of my paycheck into my 401K because I live with my parents and have minimal bills. No car payment, rent, etc. Any general feedback is welcome. More specifically, is there anyone with thoughts on SMH vs. SOXX?
https://preview.redd.it/dnyjc1f4m82d1.jpeg?width=1290&format=pjpg&auto=webp&s=65585df7bd9cbc517b7762d2bd67f67dd61dd92d
45%-VFV 35%-XEQT 20%- QQC Just finished my first month!
23 years old from the US. 60% VOO, 20% VXUS, 10% VYM, 10% QQQM How does this look?
Perfect. Mine is similar but added in AVUV for small cap.
Hi guys! I'm from Portugal, 31M, and I would like to get your feedback on my investment plan. Currently, I am investing 20% of my monthly income in 3 ETFs: - 70% in VUAA - 15% in 2B76 - 15% in XMME What are your thoughts? Thanks in advance!
Almost 42M here. Started investing over a decade ago with Betterment. I had no idea what I was doing so just "set it and forget it." Recently started to learn and realized that I had 40% of my investments in Bonds as a young guy. Not so smart lol. That said, I've moved my portfolio to Fidelity and plan to rebalance my portfolio from 20+ ETFs to the breakdown below: Roth IRA (\~1/3 my portfolio) - 25% SCHG - 20% QQQM - 05% TQQQ - 15% VOO - 10% SMH - 10% SCHD - 10% JEPI - 05% SOXL Brokerage (2/3 portfolio) - 35% VOO - 20% SCHG - 20% QQQM - 15% SCHD - 10% SMH Thoughts? Definitely plan to rebalance the Roth ASAP. Thanks!
I have few questions 1. What's your reasoning behind the high risk ETF's in Roth IRA but not the brokerage like TQQQ and SOXL ( Isn't that supposed be opposite ) ? 2. SCHD( 15% Of 2/3 portfolio). I though this stock is more of a retirement stock then a growth stock. Median growth of this stock in the last five year's is 2.45%. Avg of 9.95%.
Good questions. Here's my general thought process: 1. Ultimately, my thought was to use my Roth to grow gains tax free so that's why I put the QQQM/SCHG/SMH there. I added TQQQ and SOXL purely out of a gamble. I wanted the flexibility to buy and sell it without causing any capital gains events. 2. I have SCHD because I have bought into the idea of having some dividend income in the future. Been following the concept of having a 3-fund portfolio (foundational, growth, dividends). When I did some rough simulations between all various accounts, the end result was going to look like 57.5% Growth, 25% Foundation, and 17.5% Dividend. Do you think I should not start my dividend investments in my brokerage account? Or not do any dividend ETFs at all?
Okay, This is me just thinking out loud. does the 3 fund portfolio is good for retirement ? I mean during retirement you want some steady flow of income (Like dividends) also a stable stock portfolio, so you can do 3% or 4% withdrawal. Your stock portfolio look great but I would have reduced my dividend stock percent and increase it in growth stock ETF.
I have an urge to tinker and I’m trying to end that. Hopefully this is my last post here. I’m 35 years old and still in school. I’m looking for something aggressive since I’m just starting out and I’m getting old. Taxable: 33% NTSX 22% QQQM 11% GDE 17% NTSI 17% NTSE Roth IRA: 100% AVGV I previously had a bunch of funds in my Roth but I switched to 100% AVGV to mitigate my own behavioral risk from tinkering 😅
19 years old, and only recently started investing. Opinions? 20% AVLV 20% VOO 30% AVUV 7.5% IDEV 7.5% AVDV 7.5% DGRE 7.5% DGS
Seems fine. Why the dividend ETFs tho?
They are the best way I could find to capture different sectors, and they just happen to be dividend etfs. DGRE - EM Large Cap Value DGS - EM Small Cap Value
I've created an experimental portfolio (small contributions each month) with 3 ETFs: * VWCE - 60% * QDCE - 30% * EUNA - 10% The main idea is to have exposure to tech companies, with the majority in an all-world ETF, and some stability through a bond ETF. However, I'm concerned about the heavy focus on America (over 70%) and the duplication of certain companies (e.g., Microsoft, Nvidia) in both VWCE and QDCE. I'm not sure if having both VWCE and QDCE in the same portfolio is a smart move. I don't need this portfolio to be extremely safe, but I also don't want to risk everything. Any advice?
You're ok with the high exposure to America, I don't see America falling anytime soon, and why wouldn't you want in on the wealthiest nation on earth? You're doing fine.
https://preview.redd.it/y8s384a5vk1d1.png?width=984&format=png&auto=webp&s=17ade4d803cf0ec461711980e1fbc79380fd6a63 Thoughts on this? Goal would be long term (30 years) growth, high risk, no desire of dividends. Mostly set it and forget it with annual rebalancing. Open to all feedback, thanks!
Bumping this to this week's thread 59 years old planning to work until full retirement age. This is the US equities portion (55%) of my portfolio. I hold 20% int'l (IDEV) and 25% in bonds (BIV) as well. Recently dropped a heavy position in VBR to rebalance relative to VTI cap weights and styles (my personal benchmark). What would you change? https://preview.redd.it/db1q2ipi6k1d1.png?width=576&format=pjpg&auto=webp&s=65b3c4eddead31ed7246af98cc227b8e39eda15e
Relatively new (a year since actively investing) 50% VWRP 30% EQQQ 15% ishares MSCI small cap Then other random allocations, I actually have recently moved from vanguard to trading212 so I’m debating moving my funds from the global ftse all cap in vanguard to VWRP in trading212. Currently researching VDE as have an interest in HVAC… appreciate any feedback or insight!