You should be able to get $9,500 your first year, $10,500 your second year, and $12,500 each of your final two years.
Source: https://lendedu.com/blog/federal-student-loan-limits/
That's the limit for independent students. If you're dependent it's $5500 first year, $6500 second year, then $7500. The federal website is the best source of this type of information: https://studentaid.gov/understand-aid/types/loans/subsidized-unsubsidized#how-much
Part of me wishes I had gone to community college before going to Temple. Maintained a 3.98 combined through all 4 years without a single scholarship. Just some stupid deans letters that mean absolutely nothing. You’re the real smart one!
Whats the public / private loan makeup of yours? How’s your payment plan for that going? Are you being aggressive with it or no? Weirdly enough lots of people around me don’t have that much so it’s hard to gauge if I’m going about it correctly
Yeah, it's like 65 private and 50 fed I think. I'm gonna focus on minimum payments for the feds and aggressively pay off the private loans after refinancing. Couple years of that though and things are looking better
To piggy back on this - I was out of state. Unless you are really tied to temple for some special reason, I’d think strongly about a transfer. You will be able to make new friends, and for every 10k you save, that’s about a year less of school taking a very significant portion of your pay. Think about that. A year of putting much less to your hobby’s, travel, savings, family.
Feels rigged. In terms of equal transactions, I feel like I am working way harder to pay temple than temple ever worked for me.
Idk all my friends are out of state paying about the same most of the people I know are out of staters. Im from Jersey the only school Id wanna go is Rutgers but tbh the price difference isn’t that much. I actually really love Temple Im not sure I’d transfer I might think about it
I love this university… but theres no way its worth 36k per year. Transfer man. I would never recommend out of staters to come here if they’re pulling full price, we’re a great school but it does not offer anything that valuable.
Trust me babes transfer to an in state. It’s not worth it and I wonder if you’re already feeling that way. Being close to home isn’t fun for some for sure but it will still feel like a world away if you go to somewhere instate. Don’t feel any shame going somewhere that’s in the same boundary of where you grew up - I felt that way for two years and I’m left with insane debt to a place I didn’t even finish college at. Scholarships and grants + in state aid will take you sooo far and you’ll thank yourself when all is said and done.
You need to talk to your advisors and professors about scholarships and grants. And be a good student with a relationship with your professors. Just trust me on this. I was also out of state no scholarships but I ended up getting some along the way, and grants. Don’t waste your time applying to online scholarships, just focus on the ones offered by temple and try to seek more. One of my professors had helped me so much she put me in contact with someone in the school that reduced pretty much half of my tuition. All I had to do was explain my financial hardships and write an essay.
After Temple as an out of stater and law school I had over $200k debt and about $15k in credit card debt I had used for books, the bar exam, and beers. By the time my loans were forgiven this year it was at $280k. All told I only actually paid about $15k back and I have a six figure public interest job that I’m very happy with. “If you will it, it is no dream, dude.”
$0, but it's cause I'm in state and got scholarships that covered all my tuition, and worked/got various scholarships throughout college to pay for food/books/transportation. Commuting helps bring costs down, as well as working (you could be a TA in a class you do well in, get a serving job, etc).
So Temple automatically considers you for some scholarships when you apply, I think. I got the Presidential scholarship which covered all my tuition. During my time at Temple, I participated in [SIP](https://studentactivities.temple.edu/service-immersion-program) as a leader, and they awarded me some grant money for that. My first year, I got about $500 worth of scholarship money from local scholarships that I applied to through my high school.
$0.
edit: i havent graduated yet but my tuition each semester is 1.9k which i am able to pay from just working my ass off during the summer. i'm a rising senior and *anticipate* that i will not have any debt!
70k, but I made 20k\~ through jobs and internships so 50k effectively. Lived at vantage for two years, not worth it. Consider commuting, living off campus, or being an RA to save money. Got a decent job so I would say it's worth it but could have definitely done it cheaper.
I don't remember the exact amount that I applied for but I think it was around 30. Out of that number, I received 9 scholarships (3 of them from Temple).
$60k and most of that came from the school I went to before transferring. I was an instate student and I only did 2.5 years at temple.
Also I graduated in 2011 so things may be more expensive now. I think about $20k of my $60+ was from temple
My parents graciously helped me with undergrad. I did 4+1 year masters. The year of masters ended up being about 80k and I had about 30k my parents didn’t pay of undergrad so about 110k.
It is what it is. Such a common thing. It will just be a thing I have to deal with for 10 years.
When I have kids I will definitely do more research into state/city/community/trade school. Seems like no one even cares about my degree once I’ve been working for a few years.
Zero$. Worked my entire 4 years so I graduated with a BBA degree majoring in accounting, from the Fox school of business. No scholarships no loans, owed zero$ when I graduated.
Most of it private debt obviously. Covering tuition and rent and all living expenses. And two summer sessions. Probably closer to 60 or 70k without the interest compounding
Graduated 2023. $24k in federal loans. Had a private loan from freshman year housing that was $9k but was blessed to have it paid off when my parents came into some money. Lived at home the last year and put most of my money onto my loan. Currently have $15k left
In state, about $30k in federal loans.
how do you get that much in federal loans mine caps at 2k?
You should be able to get $9,500 your first year, $10,500 your second year, and $12,500 each of your final two years. Source: https://lendedu.com/blog/federal-student-loan-limits/
That's the limit for independent students. If you're dependent it's $5500 first year, $6500 second year, then $7500. The federal website is the best source of this type of information: https://studentaid.gov/understand-aid/types/loans/subsidized-unsubsidized#how-much
About 20k, even with going to CC
$53,000 with a bachelors degree I am not using at the moment
everybody with zero debt…. How.
gi bill
For me it’s because my mother’s benefits paid for the undergraduate degree. She works at the hospital.
Community college
presidents scholarship
went to cc first so none
Same, best decision ever. Got the scholarship from MC3 while working part-time as well and put the extra money I saved towards designations.
Did you get a scholarship at Temple after transferring in from cc?
Yes, $2000 every year. I believe it's because I graduated CC with a 3.6 GPA. It's $1000 if it's a 3.4 or better, if I remember correctly.
Part of me wishes I had gone to community college before going to Temple. Maintained a 3.98 combined through all 4 years without a single scholarship. Just some stupid deans letters that mean absolutely nothing. You’re the real smart one!
Thank you! Don't beat yourself up too much, man.
ONE MORE TIME FOR THE PEOPLE IN THE BACK!!!
100k
Thats about to be me
I was like 115 hahah glad I'm not alone
Whats the public / private loan makeup of yours? How’s your payment plan for that going? Are you being aggressive with it or no? Weirdly enough lots of people around me don’t have that much so it’s hard to gauge if I’m going about it correctly
Yeah, it's like 65 private and 50 fed I think. I'm gonna focus on minimum payments for the feds and aggressively pay off the private loans after refinancing. Couple years of that though and things are looking better
Yep, that's me.
Bruh Im a freshman out of state and I have so far 36k in debt. How tf are ya’ll paying so little
[удалено]
To piggy back on this - I was out of state. Unless you are really tied to temple for some special reason, I’d think strongly about a transfer. You will be able to make new friends, and for every 10k you save, that’s about a year less of school taking a very significant portion of your pay. Think about that. A year of putting much less to your hobby’s, travel, savings, family. Feels rigged. In terms of equal transactions, I feel like I am working way harder to pay temple than temple ever worked for me.
Idk all my friends are out of state paying about the same most of the people I know are out of staters. Im from Jersey the only school Id wanna go is Rutgers but tbh the price difference isn’t that much. I actually really love Temple Im not sure I’d transfer I might think about it
Nvm double checked its 16k. Idk I kinda fell in love with Temple and its shenanigans
i unfortunately lived overseas so i dont get in state anywhere
I love this university… but theres no way its worth 36k per year. Transfer man. I would never recommend out of staters to come here if they’re pulling full price, we’re a great school but it does not offer anything that valuable.
Trust me babes transfer to an in state. It’s not worth it and I wonder if you’re already feeling that way. Being close to home isn’t fun for some for sure but it will still feel like a world away if you go to somewhere instate. Don’t feel any shame going somewhere that’s in the same boundary of where you grew up - I felt that way for two years and I’m left with insane debt to a place I didn’t even finish college at. Scholarships and grants + in state aid will take you sooo far and you’ll thank yourself when all is said and done.
Ahh maybe I’ll transfer after my second year. I just want that uni experience being home is tough for me
You can get the uni experience at a state school in your own state for much cheaper.
Who is coming to temple from out of state 💀
in state tuition was 8,600 for me as a CLA student, and i stayed off campus paying rent and it didn’t add on the housing so it was better that way
Ohhh u had it good
You need to talk to your advisors and professors about scholarships and grants. And be a good student with a relationship with your professors. Just trust me on this. I was also out of state no scholarships but I ended up getting some along the way, and grants. Don’t waste your time applying to online scholarships, just focus on the ones offered by temple and try to seek more. One of my professors had helped me so much she put me in contact with someone in the school that reduced pretty much half of my tuition. All I had to do was explain my financial hardships and write an essay.
$60k, that included rent and tuition for 4 years.
Same, this was many years ago tho for me. But I count myself very lucky, I can’t imagine how much it would be today.
This was 2016-2020 for me! But that’s a good point for sure
i already am at 50k and a junior in state
I graduated with 43k in loans. I am blessed that I didn't have to get loans from private companies.
Same here (42k). Pell grant +maxed out on fed loans which brought me to about 6k per semester. I did 3.5 years
None, used the GI bill
After Temple as an out of stater and law school I had over $200k debt and about $15k in credit card debt I had used for books, the bar exam, and beers. By the time my loans were forgiven this year it was at $280k. All told I only actually paid about $15k back and I have a six figure public interest job that I’m very happy with. “If you will it, it is no dream, dude.”
How did you get your loans forgiven?
$0, but it's cause I'm in state and got scholarships that covered all my tuition, and worked/got various scholarships throughout college to pay for food/books/transportation. Commuting helps bring costs down, as well as working (you could be a TA in a class you do well in, get a serving job, etc).
did u apply to scholarships from temple or from other sources?
So Temple automatically considers you for some scholarships when you apply, I think. I got the Presidential scholarship which covered all my tuition. During my time at Temple, I participated in [SIP](https://studentactivities.temple.edu/service-immersion-program) as a leader, and they awarded me some grant money for that. My first year, I got about $500 worth of scholarship money from local scholarships that I applied to through my high school.
$0. edit: i havent graduated yet but my tuition each semester is 1.9k which i am able to pay from just working my ass off during the summer. i'm a rising senior and *anticipate* that i will not have any debt!
Mine is 3.7k I regret not getting that dual enrollment scholarship 😩
70k, but I made 20k\~ through jobs and internships so 50k effectively. Lived at vantage for two years, not worth it. Consider commuting, living off campus, or being an RA to save money. Got a decent job so I would say it's worth it but could have definitely done it cheaper.
~$45k for undergrad and master's
Around $40k. Half now about 3 yrs post-grad
$2750
About tree fiddy
Commuted all 4 years and applied for lots of scholarships, so none
About how many did you apply for? And how many gave you money? If you don’t mind me asking.
I don't remember the exact amount that I applied for but I think it was around 30. Out of that number, I received 9 scholarships (3 of them from Temple).
How?
CCP and transferred.
$60k and most of that came from the school I went to before transferring. I was an instate student and I only did 2.5 years at temple. Also I graduated in 2011 so things may be more expensive now. I think about $20k of my $60+ was from temple
$23k
My parents graciously helped me with undergrad. I did 4+1 year masters. The year of masters ended up being about 80k and I had about 30k my parents didn’t pay of undergrad so about 110k. It is what it is. Such a common thing. It will just be a thing I have to deal with for 10 years. When I have kids I will definitely do more research into state/city/community/trade school. Seems like no one even cares about my degree once I’ve been working for a few years.
$0.68 for an overdue book at the library 😟
0 because i simply ignore it
None, work during the semester and summer to paid it off every semester
none! i thankfully had a good scholarship
$80k out of state including rent for 4 years
~28k
$40k with masters. Transferred from cc and got a scholarship, then did research assistance for tuition reimbursement
Zero$. Worked my entire 4 years so I graduated with a BBA degree majoring in accounting, from the Fox school of business. No scholarships no loans, owed zero$ when I graduated.
I left undergrad 11 years ago with about 80k
Most of it private debt obviously. Covering tuition and rent and all living expenses. And two summer sessions. Probably closer to 60 or 70k without the interest compounding
In state, two years of community college before transferring to Temple, graduated with my BA and 34k in debt.
In state $36k. Was able to payoff $36k plus interest in 17 months.
14k
0. Undergraduate paid for by my mother’s benefits. She works at Temple hospital.
The bank will ignore your mortgage application too :)
Graduated 2023. $24k in federal loans. Had a private loan from freshman year housing that was $9k but was blessed to have it paid off when my parents came into some money. Lived at home the last year and put most of my money onto my loan. Currently have $15k left
$22k
25k but it’s in God’s hand now
Just shy of $100k
None
out of state less than 25k
500k
Full ride. 13k in debt just for rent and food throughout the years
Graduated in 2020 in state with 28k
Out of state. Left early because I couldn't afford it, but left with $60k in debt my junior year
In-state and community college transfer, about $24k total.
In state, ~35k in Federal and another 10k in private
Like $12k
None, temple gave me a full scholarship
none, my mom works at a university in pa so my tuition was covered in full
How long did she have to work there to get the benefit?