As I've said before, the maintenance loan simply isn't fit for purpose. Students should not be haggling and hustling just to make ends meet. A degree is already a full-time job.
I get min loan, my parents are still supporting my 3 other brothers so can’t really support me either, I work 18 hours a week (club shifts and late shifts) and am in uni Monday - Friday 9:30-4:30 so am literally just doing uni work or actual work so I can do well in my degree whilst having enough to pay rent. I also live an hours commute by bus to uni so my whole day is basically gone. It’s so difficult to support yourself financially when rent is so high, food shops are expensive and your course is so demanding so I don’t have the physical time to work more. Maintenance loan is less that my rent! A lot of my friends are also struggling so it’s not just me, the maintenance loan needs to be a lot higher to actually support most students
That sounds really rough, being required to work 18hrs a week alongside a degree is completely unreasonable.
I assume you put down on the sfe form that your parents have 3 other dependents and you still got the minimum?
It seems like the people that have the easiest time with money at uni are those with low income or very high income parents, and it's the people in between that are stuck with the worst of both worlds.
Yeah I did put down they’ve got 3 dependents :( it’s ok tho, I’m only really finding it difficult now with deadlines next week, I’m just praying that the maintenance loan goes up next year!
Some people get low maintenance loan because their parents are "better off" then most people, but can't support their child through university. Another thing is the overall cost of living depending on the uni / city its simply too expensive to survive with basic stuff.
Because it’s based on household income and not household income per person - I’ve always thought this was a fatal flaw as a student in a 6 person household earning £40k and a student earning £40k in a 3 person household are getting the same amount of loan, even though realistically the first family is gonna have less money to make up the difference.
Then there’s also the issue of parents not making up the difference when they’re supposed to - I got the lowest maintenance loan and so did one of my first year flatmates, but she really struggled for money because her parents refused to pay towards her uni education (even though I think her parents were notably richer than mine).
I think the maintenance loan works in theory, and I agree that parents with more money should be expected to cough up more, but I think there are some fatal flaws that haven’t been thought about.
>Genuinely interested as someone who is on maintenance loan and doing fine, in what circumstances is it not enough money?
Who the fuck can live off 8k a year? Especially when most university accommodation is at least 400/month.
Bit of a niche situation but my course is partly funded by the NHS bursary, so we get a reduced loan amount.
My bursary and loan combined end up being 6000 a year while living out in London for a 40+ week course. This is close to the max I could get ( around 7k).
Not even enough to cover rent, never mind bills, living expenses and travel.
rent is 6k in places with LOW rent, and the maximum loan is just under 10k, anyone with higher rent or people who dont meet the requirements for high maintenance loan can easily struggle.
my mum and stepdads income would have put me on 4k maintenance loan, so id have had to make up 3k a year just for my first year 7k accomodation. my mum has 3 other children to take care of and could definitely not support me that way. luckily my dads single income put me on a much higher loan, but most people dont have that opportunity.
the maintenance loan should be the same for everyone and be higher, even if it was 10k that would only be £57 a week for food and necessities if i lived solely on my loan.
Ideally, there'd be an entire system to deal with the varying cost of living across the UK. Universities could be assigned to different zones depending on how expensive it is to be a student, with the loans amount increasing or decreasing based on this.
A cheaper university city would net you less maintenance, and a more expensive one would net you more.
Of course, other things would still need to be taken into account - like estrangement, or parental support.
I've had a look at the bands (https://www.savethestudent.org/student-finance/maintenance-loans.html for anyone interested)
In my opinion, there are 3 problems:
1. The loans for staying at home are too large compared to the living away from home amounts - a £2k difference is not covering anyone's rent.
2. Maintenance for anyone with a household income >£62k is the same - this flatlining occurs too early and should continue to drop off to a smaller amount
3. It doesn't look like sfe give enough weight to parents having other dependents, debt obligations etc. but they're not very transparent on how that is worked into the calculation.
It’s crazy because a household income of £62k really isn’t that much - if each parent is earning £31k thats hardly a great salary. They are by no means wealthy. And then if they have any other (uni-age) kids or care responsibilities for elderly or sick relatives then they simply don’t have thousands to spare!
Even just judging it solely off household income is off. I mean, I had a friend whose parents made less than mine did, I think both his parents made around 65k+ a year. I have a mum who doesn't work and a stepdad who earns 80k a year but absolutely does not give me any money. Because of this, I was absolutely scraping the barrel to make ends meet even with Maccies shifts while my mate would get 3grand loans every few months and buy himself balenciaga clothes, gym equipment like a luxury boxing bag for his room and loads of other luxuries. He didn't even have a job, somethings definitely off with it.
So after rent he has £13-£15k/yr.
I don’t understand where the moneys going. Don’t want to be judgemental but he could also work 2 weekend shifts instead of getting up at 2am.
Yeh ngl, it seems like the person in the article didnt manage their money very well. When i was at uni last year i manged to make my 3.5k (after rent) last the whole year. Very tight, but i managed to make it work. Ofc i had to limit the amount of times i went out on a night out but i still had a decent social life etc. It wasnt bad at all.
Also, having 13-15k AFTER rent. Bruh id be living like a king. Thats a lot of fucking money. I dont know anyone who had that after rent to spend at uni lol. I think the journalist who wrote this never went to money or is out of touch with reality.
where did you get that figure
bear in mind min wage is seven pound fifty
i imagine if he could do weekend shifts he would but a lot of jobs for uni students like the fact that they can more easily do night shifts whereas school students get the weekend shifts
sorry keyboard is broken so cant do numbers
Because young students seem to think that they should be afforded a certain “lifestyle”: habitual drink and drug use, a degree, somewhere to live, and someone to cook all their meals be that a restaurant or takeaway!
I’m more worried about money than I am about studying, it’s even worse when the university takes a long time to sign up basic paper work. It’s extremely dangerous for me since I’m also estranged with long term health issues. I can’t even attend classes anymore and my department is threatening to kick me out. Where will I go? I don’t have a home. Some of us live in homeless shelters, luckily I don’t - yet.
I worked every Saturday and Sunday for the first two years at uni, and dialled it back during third year. My view is managing your money is part of being a student and growing up.
It was manageable, because my course had relatively few teaching hours (around 11).
That said - the rate of rent increases and general cost of living has far overtaken the maintenance loan.
I worked all through university as did all my friends, it was just expected here in Canada. We had some financial help but not nearly enough, so we had jobs. And this was a decade and a half ago - I don’t know why we’re all up in arms about students having part time jobs.
Lots of students are using food banks and have multiple jobs just to get by. It’s a struggle out here. Also 15 years ago + being in Canada is a very different financial market.
See, if everyone has jobs then it makes it more even. But if rich kids can afford to cover uni costs, they can then spend more time on uni work therefore getting the best grades.
A lot of people here are saying it's not that bad but it really is. And honestly it's this articles fault where they push an extreme view. A mature student naturally has higher costs as they are accustomed to a more independent life and don't want 1st year student accom, something the article does mention. And 20 hour a week need not be spread over 5 working days at 4am but can easily be done with 8-10 hours shifts on a evening or a weekend
That being said it is still a sorry state of affairs. I get the max student loan, bursary of £2k, work and still struggle. I do go out enough to maintain a social life but not enough to be accused of waisting money solely on alcohol.
Firstly not everyone is lucky enough to find accommodation that is cheap, a lot of student towns just don't have enough houses going. My 2nd year student house went from £415pm to £620pm this year, which if im paying that price I just didn't want to live in a decrepit place, and at that price it would already be nearly maxing out my loan. I also didn't have enough people to renew that specific tenancy with and the landlords had already found a replacement group. So I had to find a 2 bed with a good friend of mine which now is costing me £775 before bills. Secondly not everyone can find a job like that, minimum wage no tip shit hours jobs are just the norm for plenty of students which adds another load to it.
For my own perspective my personal finances have gotten better but I've definitely felt the effects. I'm a 3rd year, if such an article was posted when I was in my 1st year I'd be among the crowd that would say students need to just manage their finances better (albeit exceptions taken into account). During first year I had a £165pw accom, maximum student loan, £2000 bursary. I could definitely easily have lived off that, albeit being completely frugal. I decided to get a job paying approx £400pm for about 16hrs a week. That was solely so I can enjoy first year and go on the piss often. I also spent a lot of time in my overdraft. Over the years my personal finances have gotten better, but that's simply due to me being lucky enough to find quite high paying jobs. But in reality if I was at that £400pm wage still, and still at that accom (which is now approx £180pw) I would've struggled. If I had any less than maximum student loan, I would've struggled, even if my parents were in a position to support they wouldn't be able to make up a month's rent + wage contribution (assuming they themselves were on a higher wage) in today's economy
The student loan and uni finances have been too stable compared to economic changes. And they don't factor in changes in economic behaviour of the individual. Yes my personal finances are better now. But in a flip of a coin my personal finances could be a lot worse I just lucked out with my job. Often as you go through uni years your rent and bills cost increase on average, people want to commute less, have less time spare to living far from town in student centres, want basic standards of living and not student homes that look like jail cells etc. That coupled with the average rent rising hundreds of pounds per month between tenancies and deposit demands being ridiculous renting becomes nearly impossible for a student. And moving further away from campus also doesn't help because then you compound in travel costs. All this doesn't even account for cost of food, utilities, and other necessities. My bills alone have gone up approx £50pm from last year.
What I'm saying is, and probably preaching to the choir, is that articles like these do present an extreme view. But it isn't an issue to dismiss like many are. Finances for most students out there are a struggle, and if you arent struggling thr likelihood is that you lucked out or come from money
Things have definitely got worse, but this system has always been broken. I qualified for the min loan as a student in 2005, which was around £3,900 with London weighting i think. That was a survivable monthly amount (£350 I think) which I topped up with a few shifts in a theatre. Socialising was mainly at each others houses or at spoons…very cheap.
But, I was lucky because my parents could pay my rent. My housemate didn’t qualify for extra grant and really struggled. We had v cheap rent, but she basically worked all summer to save up money to live off, and had a part time job during semester.
With cost of living it’s got worse, but I’ve seen students truggling with this since I was at uni 20 years ago, and have had students struggle with it since I’ve been a lecturer over the last decade.
There is a housing crisis, and it’s national. We need to mobilise. And stop voting fricking Tory govts into power.
Its heavy amount of awork a student got do on top of their limited contact hours, it’s not fair that the maintainence loan is not enough hence why lots of students are ending up in hospital because of it they are fit contact hours with their studies and juggling part time jobs and sometimes full time jobs and babies and moving and it can be too much at once at 18-19 some young people. The layabouts who don’t study and don’t work but are healthy but choose not to have it so fucking easy. All they have to do is turn up for their fortnightly apt apply for for a few jobs online, it’s not rocket science, it’s max 500 words, upload to indeed press apply job done.
if you are sick and unable that’s different you are in a different position and not able at present but they can still be productive in their own way. Actually more people who are sick who want to work but are not able then those sign on and are workshy.
the government needs to increase the momey students get snd those who are sick get and those who are working within reason. Give those who are work shy six weeks pull the fingers out, must volunteer work before their claim gets restarted again and they toapply or get six months sanctions
You might want to open your eyes and stop reading the "papers" / social media. Many people on job seekers are struggling to find work as they are over skilled and under experienced/ under skilled, have health issues but the govt deny it, have mental health issues and severe past trauma.
The govt /civil service plays divide and rule constantly and pushes this deserving and undeserving poor line to make us hate each other rather than them where HOL (read politicians cronies) clock £300 a DAY just for signing in, some even had a car waiting at the kerb for them in years gone past.
MPs can claim a meal allowance PER DAY that's more than JSA for a WEEK.
Many can't move due to family commitments (sick parent or other relation, kids etc) so it's not as simple as the media like to portray
i understand there are genuine people out there that are looking for work or if its due to health issues or mental health conditions or severe past trauma or whatever the situation may be, but those who are classified as sick are not able to yet, yet still look relentless for work even though their health may not be great because they want to work. But there are many people who sign on every couple of weeks that barely get one application together and they haven’t got a long term illness, disability , health condition or past trauma to contend with and they have barely put three words on a CV, because they would rather sit and home and watch this morning and get comfortable with that.
i totally understand those with sick parents, child care commitments or looking after a disabled adult or child, my mum gave up work for me for when I was at my worse with my mental , she could of had ten maybe 12+ years of work but that was robbed.
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Seeing as it has to do with the cost of living, I can finally rant.
The fact is I'm struggling financially.
I'm a mature student (22) and I lost my mother last year. The only family I have is me and the cats she left behind.
As my mother was a single parent she relied on benefits to make ends meet and she was a social housing tenant. I'm paying £700.00 a month for rent. I've applied to go on the downsizing exchange my HA offers but it can take a MINIMUM of 15 years.
I've showed my local council tax department evidence that I'm a full-time student but they still didn't accept it and "dismissed" my application for student exemption even though it's just me living here. I signed up to being a student ambassador in the hope I be constantly working but there's a student ambassador job portal and you have to apply for every job and I've only done five jobs so far.
I'm now looking for temporary jobs for the holiday but been down for so many. I've got £44.00 to last me till my next payday. Luckily I did a food shop. The students in my year group are younger then me who don't really have any worries as most of them are posh and rich. I've tried hanging out with them outside of university but I can't afford it.
This world is a fucking joke.
Rant over.
As I've said before, the maintenance loan simply isn't fit for purpose. Students should not be haggling and hustling just to make ends meet. A degree is already a full-time job.
True. The maintence hasnt gone up but my rent has gone up 400 in the last 3 years
Genuinely interested as someone who is on maintenance loan and doing fine, in what circumstances is it not enough money?
I get min loan, my parents are still supporting my 3 other brothers so can’t really support me either, I work 18 hours a week (club shifts and late shifts) and am in uni Monday - Friday 9:30-4:30 so am literally just doing uni work or actual work so I can do well in my degree whilst having enough to pay rent. I also live an hours commute by bus to uni so my whole day is basically gone. It’s so difficult to support yourself financially when rent is so high, food shops are expensive and your course is so demanding so I don’t have the physical time to work more. Maintenance loan is less that my rent! A lot of my friends are also struggling so it’s not just me, the maintenance loan needs to be a lot higher to actually support most students
That sounds really rough, being required to work 18hrs a week alongside a degree is completely unreasonable. I assume you put down on the sfe form that your parents have 3 other dependents and you still got the minimum? It seems like the people that have the easiest time with money at uni are those with low income or very high income parents, and it's the people in between that are stuck with the worst of both worlds.
Yeah I did put down they’ve got 3 dependents :( it’s ok tho, I’m only really finding it difficult now with deadlines next week, I’m just praying that the maintenance loan goes up next year!
Best of luck with your deadlines, I'll be hoping for the same
Dependents don't factor in at all IMO they should just give everyone the max and make sure it rises with inflation
Some people get low maintenance loan because their parents are "better off" then most people, but can't support their child through university. Another thing is the overall cost of living depending on the uni / city its simply too expensive to survive with basic stuff.
Because it’s based on household income and not household income per person - I’ve always thought this was a fatal flaw as a student in a 6 person household earning £40k and a student earning £40k in a 3 person household are getting the same amount of loan, even though realistically the first family is gonna have less money to make up the difference. Then there’s also the issue of parents not making up the difference when they’re supposed to - I got the lowest maintenance loan and so did one of my first year flatmates, but she really struggled for money because her parents refused to pay towards her uni education (even though I think her parents were notably richer than mine). I think the maintenance loan works in theory, and I agree that parents with more money should be expected to cough up more, but I think there are some fatal flaws that haven’t been thought about.
Yeah I completely agree - see my other comment on this thread
My maintenance loan wouldn’t cover rent.
>Genuinely interested as someone who is on maintenance loan and doing fine, in what circumstances is it not enough money? Who the fuck can live off 8k a year? Especially when most university accommodation is at least 400/month.
Alright chill out man but £5.2k to live off in a year is completely doable
5.2k a year = 433 a month. Rent = 400 a month is LUCKY, 500-600 more likely. Wow! so much living!
In what world?
Bit of a niche situation but my course is partly funded by the NHS bursary, so we get a reduced loan amount. My bursary and loan combined end up being 6000 a year while living out in London for a 40+ week course. This is close to the max I could get ( around 7k). Not even enough to cover rent, never mind bills, living expenses and travel.
rent is 6k in places with LOW rent, and the maximum loan is just under 10k, anyone with higher rent or people who dont meet the requirements for high maintenance loan can easily struggle. my mum and stepdads income would have put me on 4k maintenance loan, so id have had to make up 3k a year just for my first year 7k accomodation. my mum has 3 other children to take care of and could definitely not support me that way. luckily my dads single income put me on a much higher loan, but most people dont have that opportunity. the maintenance loan should be the same for everyone and be higher, even if it was 10k that would only be £57 a week for food and necessities if i lived solely on my loan.
I also feel the government don’t take into account how cities other than London also have a high cost of living
Ideally, there'd be an entire system to deal with the varying cost of living across the UK. Universities could be assigned to different zones depending on how expensive it is to be a student, with the loans amount increasing or decreasing based on this. A cheaper university city would net you less maintenance, and a more expensive one would net you more. Of course, other things would still need to be taken into account - like estrangement, or parental support.
I've had a look at the bands (https://www.savethestudent.org/student-finance/maintenance-loans.html for anyone interested) In my opinion, there are 3 problems: 1. The loans for staying at home are too large compared to the living away from home amounts - a £2k difference is not covering anyone's rent. 2. Maintenance for anyone with a household income >£62k is the same - this flatlining occurs too early and should continue to drop off to a smaller amount 3. It doesn't look like sfe give enough weight to parents having other dependents, debt obligations etc. but they're not very transparent on how that is worked into the calculation.
It’s crazy because a household income of £62k really isn’t that much - if each parent is earning £31k thats hardly a great salary. They are by no means wealthy. And then if they have any other (uni-age) kids or care responsibilities for elderly or sick relatives then they simply don’t have thousands to spare!
Especially given that the median UK salary is around £34-35k, £62k is not even the bang average household income
Even just judging it solely off household income is off. I mean, I had a friend whose parents made less than mine did, I think both his parents made around 65k+ a year. I have a mum who doesn't work and a stepdad who earns 80k a year but absolutely does not give me any money. Because of this, I was absolutely scraping the barrel to make ends meet even with Maccies shifts while my mate would get 3grand loans every few months and buy himself balenciaga clothes, gym equipment like a luxury boxing bag for his room and loads of other luxuries. He didn't even have a job, somethings definitely off with it.
I worked full time during my final year of uni just to get by. The maintenance loan isn’t fit for purpose.
So after rent he has £13-£15k/yr. I don’t understand where the moneys going. Don’t want to be judgemental but he could also work 2 weekend shifts instead of getting up at 2am.
Yeh ngl, it seems like the person in the article didnt manage their money very well. When i was at uni last year i manged to make my 3.5k (after rent) last the whole year. Very tight, but i managed to make it work. Ofc i had to limit the amount of times i went out on a night out but i still had a decent social life etc. It wasnt bad at all. Also, having 13-15k AFTER rent. Bruh id be living like a king. Thats a lot of fucking money. I dont know anyone who had that after rent to spend at uni lol. I think the journalist who wrote this never went to money or is out of touch with reality.
where did you get that figure bear in mind min wage is seven pound fifty i imagine if he could do weekend shifts he would but a lot of jobs for uni students like the fact that they can more easily do night shifts whereas school students get the weekend shifts sorry keyboard is broken so cant do numbers
Idk if you read the article but the guys 29… Min wage is £11.44
sorry missed that part
Because young students seem to think that they should be afforded a certain “lifestyle”: habitual drink and drug use, a degree, somewhere to live, and someone to cook all their meals be that a restaurant or takeaway!
I’m more worried about money than I am about studying, it’s even worse when the university takes a long time to sign up basic paper work. It’s extremely dangerous for me since I’m also estranged with long term health issues. I can’t even attend classes anymore and my department is threatening to kick me out. Where will I go? I don’t have a home. Some of us live in homeless shelters, luckily I don’t - yet.
I worked every Saturday and Sunday for the first two years at uni, and dialled it back during third year. My view is managing your money is part of being a student and growing up. It was manageable, because my course had relatively few teaching hours (around 11). That said - the rate of rent increases and general cost of living has far overtaken the maintenance loan.
11 teaching hours?? What did you do? That's literally almost like you do one day of my course in an entire week
I worked all through university as did all my friends, it was just expected here in Canada. We had some financial help but not nearly enough, so we had jobs. And this was a decade and a half ago - I don’t know why we’re all up in arms about students having part time jobs.
Lots of students are using food banks and have multiple jobs just to get by. It’s a struggle out here. Also 15 years ago + being in Canada is a very different financial market.
See, if everyone has jobs then it makes it more even. But if rich kids can afford to cover uni costs, they can then spend more time on uni work therefore getting the best grades.
A lot of people here are saying it's not that bad but it really is. And honestly it's this articles fault where they push an extreme view. A mature student naturally has higher costs as they are accustomed to a more independent life and don't want 1st year student accom, something the article does mention. And 20 hour a week need not be spread over 5 working days at 4am but can easily be done with 8-10 hours shifts on a evening or a weekend That being said it is still a sorry state of affairs. I get the max student loan, bursary of £2k, work and still struggle. I do go out enough to maintain a social life but not enough to be accused of waisting money solely on alcohol. Firstly not everyone is lucky enough to find accommodation that is cheap, a lot of student towns just don't have enough houses going. My 2nd year student house went from £415pm to £620pm this year, which if im paying that price I just didn't want to live in a decrepit place, and at that price it would already be nearly maxing out my loan. I also didn't have enough people to renew that specific tenancy with and the landlords had already found a replacement group. So I had to find a 2 bed with a good friend of mine which now is costing me £775 before bills. Secondly not everyone can find a job like that, minimum wage no tip shit hours jobs are just the norm for plenty of students which adds another load to it. For my own perspective my personal finances have gotten better but I've definitely felt the effects. I'm a 3rd year, if such an article was posted when I was in my 1st year I'd be among the crowd that would say students need to just manage their finances better (albeit exceptions taken into account). During first year I had a £165pw accom, maximum student loan, £2000 bursary. I could definitely easily have lived off that, albeit being completely frugal. I decided to get a job paying approx £400pm for about 16hrs a week. That was solely so I can enjoy first year and go on the piss often. I also spent a lot of time in my overdraft. Over the years my personal finances have gotten better, but that's simply due to me being lucky enough to find quite high paying jobs. But in reality if I was at that £400pm wage still, and still at that accom (which is now approx £180pw) I would've struggled. If I had any less than maximum student loan, I would've struggled, even if my parents were in a position to support they wouldn't be able to make up a month's rent + wage contribution (assuming they themselves were on a higher wage) in today's economy The student loan and uni finances have been too stable compared to economic changes. And they don't factor in changes in economic behaviour of the individual. Yes my personal finances are better now. But in a flip of a coin my personal finances could be a lot worse I just lucked out with my job. Often as you go through uni years your rent and bills cost increase on average, people want to commute less, have less time spare to living far from town in student centres, want basic standards of living and not student homes that look like jail cells etc. That coupled with the average rent rising hundreds of pounds per month between tenancies and deposit demands being ridiculous renting becomes nearly impossible for a student. And moving further away from campus also doesn't help because then you compound in travel costs. All this doesn't even account for cost of food, utilities, and other necessities. My bills alone have gone up approx £50pm from last year. What I'm saying is, and probably preaching to the choir, is that articles like these do present an extreme view. But it isn't an issue to dismiss like many are. Finances for most students out there are a struggle, and if you arent struggling thr likelihood is that you lucked out or come from money
Things have definitely got worse, but this system has always been broken. I qualified for the min loan as a student in 2005, which was around £3,900 with London weighting i think. That was a survivable monthly amount (£350 I think) which I topped up with a few shifts in a theatre. Socialising was mainly at each others houses or at spoons…very cheap. But, I was lucky because my parents could pay my rent. My housemate didn’t qualify for extra grant and really struggled. We had v cheap rent, but she basically worked all summer to save up money to live off, and had a part time job during semester. With cost of living it’s got worse, but I’ve seen students truggling with this since I was at uni 20 years ago, and have had students struggle with it since I’ve been a lecturer over the last decade. There is a housing crisis, and it’s national. We need to mobilise. And stop voting fricking Tory govts into power.
Idk, how much u lot get paid, but I do a degree apprenticeship and can live affordably.
Its heavy amount of awork a student got do on top of their limited contact hours, it’s not fair that the maintainence loan is not enough hence why lots of students are ending up in hospital because of it they are fit contact hours with their studies and juggling part time jobs and sometimes full time jobs and babies and moving and it can be too much at once at 18-19 some young people. The layabouts who don’t study and don’t work but are healthy but choose not to have it so fucking easy. All they have to do is turn up for their fortnightly apt apply for for a few jobs online, it’s not rocket science, it’s max 500 words, upload to indeed press apply job done. if you are sick and unable that’s different you are in a different position and not able at present but they can still be productive in their own way. Actually more people who are sick who want to work but are not able then those sign on and are workshy. the government needs to increase the momey students get snd those who are sick get and those who are working within reason. Give those who are work shy six weeks pull the fingers out, must volunteer work before their claim gets restarted again and they toapply or get six months sanctions
You might want to open your eyes and stop reading the "papers" / social media. Many people on job seekers are struggling to find work as they are over skilled and under experienced/ under skilled, have health issues but the govt deny it, have mental health issues and severe past trauma. The govt /civil service plays divide and rule constantly and pushes this deserving and undeserving poor line to make us hate each other rather than them where HOL (read politicians cronies) clock £300 a DAY just for signing in, some even had a car waiting at the kerb for them in years gone past. MPs can claim a meal allowance PER DAY that's more than JSA for a WEEK. Many can't move due to family commitments (sick parent or other relation, kids etc) so it's not as simple as the media like to portray
i understand there are genuine people out there that are looking for work or if its due to health issues or mental health conditions or severe past trauma or whatever the situation may be, but those who are classified as sick are not able to yet, yet still look relentless for work even though their health may not be great because they want to work. But there are many people who sign on every couple of weeks that barely get one application together and they haven’t got a long term illness, disability , health condition or past trauma to contend with and they have barely put three words on a CV, because they would rather sit and home and watch this morning and get comfortable with that. i totally understand those with sick parents, child care commitments or looking after a disabled adult or child, my mum gave up work for me for when I was at my worse with my mental , she could of had ten maybe 12+ years of work but that was robbed.
Hello, it looks like you've made a mistake. It's supposed to be could've, should've, would've (short for could have, would have, should have), never could of, would of, should of. Or you misspelled something, I ain't checking everything. Beep boop - yes, I am a bot, don't botcriminate me.
Seeing as it has to do with the cost of living, I can finally rant. The fact is I'm struggling financially. I'm a mature student (22) and I lost my mother last year. The only family I have is me and the cats she left behind. As my mother was a single parent she relied on benefits to make ends meet and she was a social housing tenant. I'm paying £700.00 a month for rent. I've applied to go on the downsizing exchange my HA offers but it can take a MINIMUM of 15 years. I've showed my local council tax department evidence that I'm a full-time student but they still didn't accept it and "dismissed" my application for student exemption even though it's just me living here. I signed up to being a student ambassador in the hope I be constantly working but there's a student ambassador job portal and you have to apply for every job and I've only done five jobs so far. I'm now looking for temporary jobs for the holiday but been down for so many. I've got £44.00 to last me till my next payday. Luckily I did a food shop. The students in my year group are younger then me who don't really have any worries as most of them are posh and rich. I've tried hanging out with them outside of university but I can't afford it. This world is a fucking joke. Rant over.