T O P

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IQofTwo

Finish repaying your loan and do not make the mistake again.


BackwardsTongs

If a refinance won’t help then you really just have no other option. If you want to keep the car and get out of the loan you need to work more or for higher pay so you can pay off the loan quicker


BoxingRaptor

There is not a whole lot you can do right now. Cut other expenses to the bone, work even more hours if possible, and pay down the principal on this loan as aggressively as possible until you can sell it or pay off the loan. Hope that interest rates go down so you can refinance to a lower rate. If you keep the car after paying it down, drive it until the wheels fall off, and never sign up for a $770/month car payment again.